Medicaid

If you hold assets over the allowable limit, you may need to spend them on approved expenses before you can qualify. Common expenses include home repairs, certain living costs, and medical bills. Giving assets away may lead to penalties during the look back period. You … [Read more...] about What happens if I apply for Medicaid with assets above the limit?

Yes. The spouse living at home may keep some of the couple’s assets under Community Spouse Resource Allowance rules, which follow federal and state limits. Income rules also protect the spouse who remains in the community. These safeguards help reduce financial strain. … [Read more...] about Can a spouse keep any assets if the other spouse needs nursing home care?

MassHealth may cover nursing home care if you meet both the financial and medical standards for this level of care. You may need to show that the care is medically necessary and that your assets fall within the limits set by current rules. MassHealth reviews your … [Read more...] about Does Medicaid cover long-term nursing home care in Massachusetts?

Your primary residence is treated differently from other properties. In many cases, MassHealth does not count the home as an asset if you live there or plan to return. Under rules current as of 2025, your home’s equity and occupancy play a role in the review. MassHealth … [Read more...] about Can owning a home affect my Medicaid eligibility?

When you apply for long-term care benefits, MassHealth reviews your financial activity for the five years before your application. The review checks whether you gave away assets or sold them for less than fair market value. If MassHealth finds transfers that do not meet … [Read more...] about How does the five-year look back period work?

MassHealth, the Massachusetts Medicaid program, offers healthcare coverage to qualifying low-income people. Eligibility frequently depends on several factors, including income, assets, age, disability condition, and medical need. If you are age 65 or older, MassHealth … [Read more...] about What is Medicaid and who can qualify in Massachusetts?