A Worcester nursing home planning lawyer helps seniors to be proactive in making plans to get high quality care from a trusted caregiver if they become unable to care for themselves. The Law Offices of James A. Miller, P.C. assists you not only with creating a plan in case you need nursing home care or in case you need other long term care, but we can also also help you to address other end-of-life planning. For example, we can work with you to make sure you have a trusted guardian and a responsible agent to make decisions on your behalf and to manage your financial affairs if you become incapacitated.
Working with a lawyer to make plans to get care and to get support from a trusted source as a senior is vital, especially as older people are so often targets of abuse and scams. In fact, Wicked Local recently wrote about how seniors are a prime target for financial abuse, which can cause substantial financial hardship to seniors and which can affect an older person’s ability to leave a legacy for loved ones.
Seniors are a Top Target for Financial Abuse
According to Wicked Local, older Americans lose approximately $36.5 billion each year to financial abuse and to financial exploitation. This can happen under many different circumstances, as many recent cases within the state of Massachusetts show.
A few recent examples of financial abuse and exploitation of elderly seniors that Wicked Local provided included a building inspector who conned an elderly neighbor out of her home; a woman who scammed her stepfather out of $200,000; and a man who participated in a securities fraud scheme which resulted in $82,000 in losses for senior citizens and others.
The executive director of the Massachusetts Association of Councils on Aging commented on the problem of elder financial abuse, indicating that this type of abuse was an “extremely important topic in the commonwealth.” He believes that it is important to “make everyone aware of the extent that this is going on and the issues involved in it.”
The director of the Hingham Senior Center and a former protective service worker also warned of scam telephone calls, like someone pretending to be a grandchild in trouble who needs money or someone pretending to be from the IRS and claiming that the senior needs to send cash to avoid getting into trouble with the law. She told Wicked Local that the best way for seniors to stay safe from these types of scams was to avoid giving out social security numbers or giving out any kind of personal identifying information over the telephone.
Avoiding scams perpetrated by strangers can be tricky enough, but unfortunately many seniors end up being scammed by caregivers including both nursing home staff members and family members or friends who are providing care. Home healthcare workers and aides could also financially abuse or exploit seniors, causing losses.
In many cases, when it is caregivers who are perpetrating the financial abuse on older people, the abuse is not ever reported or the abuse is not ever discovered. Seniors may not even be aware of the fact they have been financially exploited, especially if they have conditions like dementia, or they may be afraid of speaking out against their abusers.
Banks and credit unions throughout Massachusetts are being trained to try to recognize financial elder abuse, exploitation and scams, which could hopefully help to reduce the frequency with which vulnerable seniors lose money due to fraud or abuse. Unfortunately, there is only so much that banks can do, especially if it is caregivers who are causing seniors to suffer losses.
Getting Help from A Worcester Nursing Home Planning Lawyer
A Worcester nursing home planning lawyer at The Law Offices of James A. Miller, P.C. can provide seniors and people who are planning ahead for their golden years with the advice they need to make smart choices to protect their financial assets. We not only help you to make sure you find quality caregivers and put plans in place for trusted people to help manage your financial assets, but we also assist you in making sure that the costs of getting care also don’t cause financial hardship.
To find out more about how our legal team can help you with all of the different ways you can protect your assets as you get older, join us for a free seminar. You can also give us a call at 866-370-3888 or contact us online to get personalized one-on-one advice.
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