Nursing home planning is something that everyone should think seriously about doing. You do not have to be elderly to make a plan in case you need nursing home care. Anyone could suffer an injury or experience a medical event like a stroke that makes it impossible to continue living alone. A nursing home could be extremely costly if you have not made advanced plans. You could also find yourself in the wrong type of facility that does not provide appropriate care, unless you have done your research before a need for care arises.
The Law Offices of James A. Miller, P.C. can provide you with invaluable assistance in making a nursing home plan so you and your loved ones will not have to worry if you need care. Give us a call today so you can get your plans in place now so you can rest assured you are prepared no matter what the future brings.
Top 4 Benefits of Nursing Home Planning
There are many reasons why nursing home planning makes sense as you think about your future and try to achieve security for yourself and your loved ones. Four key benefits to nursing home planning include:
- You can select a nursing home facility that will provide high quality care:
Elder abuse is a serious problem in the United States. Many instances of abuse happen at nursing homes where staff members are underpaid and where there is insufficient training. By doing research in advance, you can ensure that you find a home with good ratings and you can reduce the chances of falling victim to abuse or neglect.
- Your family won’t be forced to make a rush decision in an emergency situation:
If you are suddenly unable to live independently due to illness or injury, your family could be forced to scramble to find an appropriate nursing home. Often, families simply select a home off a list that a hospital provides of facilities with an open bed. This could lead to a bad decision being made in an emergency about which nursing home is best.
When entering into a nursing home in an emergency situation, it is also possible that the nursing home admissions contract will not be as thoroughly reviewed as it should be. This could lead to a situation where you give up some of your rights. If you make advanced plans, you can review the contract for your chosen facility in advance to make sure there are no surprises.
- You can make advanced plans for how to pay for a nursing home:
The costs of nursing home care are astronomical, and are rarely covered by Medicare or by any kind of private insurance. You can get Medicaid to pay for nursing home care, but only if you have limited resources. If you work with The Law Offices of James A. Miller, P.C., you can protect assets and get Medicaid to cover your care.
- You can protect your legacy and not lose your wealth to high nursing home costs:
If you do not make plans in advance to protect your money and property, it is possible that you will lose your entire life savings paying for a nursing home. Even if Medicaid pays for your nursing home, there is a risk of Medicaid estate recovery occurring after your death. This process involves the state making a claim on your estate to try to get back money paid for your care. The Law Offices of James A. Miller, P.C. can help you to make sure this is not a risk for your family.
These are just some of the many reasons why it makes sense for you to research a nursing home facility in advance and to find a way to ensure that you are able to pay for your care. The Law Offices of James A. Miller, P.C. can provide the assistance that is so vital to making informed choices about nursing home care.
Getting Help from A Worcester Nursing Home Planning Lawyer
The Law Offices of James A. Miller, P.C. can offer you the guidance you need on when you should create a nursing home plan and can assist you with the execution of the planning process. Our legal team understands the different kinds of legal tools that you can use to ensure you are able to pay for nursing home care while keeping your assets safe. We also know the best ways to research facilities to find one that will provide the type of care that you need and deserve.
To find out more about how a Worcester nursing home planning lawyer can help you to make your plans for the future, give us a call at 866-370-3888 or contact us online today. You can also download a free estate planning worksheet to find out more about how nursing home planning fits into your estate planning process. Reach out today o talk with our Worcester nursing home planning lawyers to get started on your personalized plan.
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